Home Equity Lines & Loans
Using your home’s equity is a smart way to afford the things you want and need. Use it to pay for home improvements, debt consolidation, education costs, and more. Plus, the interest may be tax-deductible.*
Our Premier line of credit is an “all in one” loan that flexes to your budget needs. And with our streamlined application, you get the money you need in weeks instead of months.
- Start as a line with everyday availability
- Lock in the rate and payment on all or part of it whenever you want
- As you repay loan, the principal again becomes available
- Borrow up to $150,000
Our Equity Loan is a great option if you know how much you want to borrow and the payment you can afford.
- Fixed rate and payment for the life of the loan
- Borrow up to $250,000 all at once
- Option to pay biweekly
- Terms from 5 to 15 years
Ask about our Prime Home Equity for larger loans or our Choice First Loan, for lower-cost refinancing of small mortgage loans.
About Amboy's Home Loans
Fast Funds Right When You Need Them
With an Amboy Home Equity Loan, you can get quick access to the cash you need. Our streamlined process means you get funding quickly.
We Keep and Service Your Loan
We don't sell our loans, which means if you have questions or concerns, or if your needs change, at any time during the life of your loan, you'll always know where to find us.
Personalized Advice from our Local Team of Home Loan Experts
When it comes to home financing, one size doesn't fit all. Our local experts take the time to understand your unique goals and guide you every step of the way with honest advice, tailored solutions, and the kind of personal service only a community bank can offer.
Terms & Disclosures
Fees or restrictions may apply depending on your account type and relationship. Please see our General Service Fees and Account Disclosures for complete information.
* Consult your tax advisor for deductibility feasibility.