Checking Accounts
Everyone has different checking needs-- that’s why Amboy Bank offers several types of checking accounts. Each one is designed to provide you with the combination of benefits and features you need. Are you looking for tips and tools on budgeting, banking basics, and more? Learn how you can better manage your money.
Learn more about the checking accounts we offer that can meet your unique needs.
Advantage Checking
Our Advantage Checking account pays interest and comes with other special benefits that are part of the Amboy Advantage Banking package.*
- Earns interest
- Free Bill Pay and personalized standard checks
- 5 free foreign ATM transactions per month
- Discounts on home equity and mortgage loans
Regular Checking
A great option for those looking for a basic checking account.
- Unlimited check-writing
- Opening balance of just $100
- Monthly balance requirement of $1,000 to avoid fee*
New Jersey Consumer Checking
For those who plan on keeping a low balance.
- Eight free checks or withdrawals per month*
- Opening balance of just $25
- Low monthly fee*
Senior Checking
An account designed for those aged 55 and older.
- Unlimited check writing
- Opening balance of just $100
- Monthly balance requirement of $200 to avoid fee*
Advantage Checking
Our Advantage Checking account pays interest and comes with other special benefits that are part of the Amboy Advantage Banking package.*
- Earns interest
- Free Bill Pay and personalized standard checks
- 5 free foreign ATM transactions per month
- Discounts on home equity and mortgage loans
Advantage Checking
Our Advantage Checking account pays interest and comes with other special benefits that are part of the Amboy Advantage Banking package.*
- Earns interest
- Free Bill Pay and personalized standard checks
- 5 free foreign ATM transactions per month
- Discounts on home equity and mortgage loans
FamZoo
Amboy has partnered with FamZoo, a user-friendly family finance tool and debit card that helps insanely busy parents (that’d be you!) teach their kids good money habits with minimal hassle through hands-on practice.
- Teach your children the importance of budgeting
- Track chores and odd jobs
- Automate allowances
- Pay interest
Our Advantage Checking account pays interest and comes with other special benefits that are part of the Amboy Advantage Banking package.*
- Earns interest
- Free Bill Pay and personalized standard checks
- 5 free foreign ATM transactions per month
- Discounts on home equity and mortgage loans
A great option for those looking for a basic checking account.
- Unlimited check-writing
- Opening balance of just $100
- Monthly balance requirement of $1,000 to avoid fee*
An account designed for those aged 55 and older.
- Unlimited check writing
- Opening balance of just $100
- Monthly balance requirement of $200 to avoid fee*
For those who plan on keeping a low balance.
- Eight free checks or withdrawals per month*
- Opening balance of just $25
- Low monthly fee*
Discover the Amboy Advantage
All of our Checking accounts offer:
- Free Digital Banking, including mobile app
- Unlimited transactions at Amboy Bank ATMs
- Free balance inquiries
- Access to 55,000+ nationwide ATMs
Terms & Disclosures* Advantage Checking: To qualify, 1) maintain a minimum combined balance of $10,000 in Checking or Money Market or Statement Savings Account or 2) have a home equity loan or line of credit with a balance of $15,000 or more or 3) have a mortgage and/or home equity loan with a combined balance of $150,000 or more. A $20.00 monthly fee applies should requirements not be met. Minimum opening deposit of $100.
Regular Checking: $10 monthly fee when balance goes below $1,000.
Senior Checking: $5 monthly fee when balance goes below $200.
New Jersey Consumer Checking: No minimum balance after opening. $3 monthly fee. Checks or debits beyond 8 per month are $.50 each.
** Fees or restrictions may apply depending on your account type and relationship. Please see our General Service Fees and Account Disclosures for complete information