The Homebuyer Dream Program provides down payment and closing cost assistance to low and moderate income families looking to purchase their first home.


The grant money of up to $10,000 can be used to pay $9,500 towards down payment and closing costs and $500 as credit towards an approved homeownership counseling program.

Eligibility Requirements include:

  • Household is a first-time homebuyer
  • Household income restrictions apply
  • Purchase an eligible property in New Jersey
  • Completion of homeownership counseling

 Other restrictions may apply.


To learn more or see if you qualify, please call 1-800-94-AMBOY.